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Sell Without an Agent · Homeowners

Decoding real estate commissions.
What you pay, who gets it, and how to keep more.

Canadian law prohibits fixed commission rates. But typical structures exist in every province. Here is how they work and what they actually cost you.

How do real estate commissions work in Canada?

Canadian competition law prohibits fixed commission rates. Provinces have typical structures that most agents follow, ranging from 5% in Ontario to 7% on the first $100,000 plus 2.5 to 3% on the balance in Alberta and BC. The total commission is usually split between the listing agent and the buyer agent. Sellers set the buyer-side commission when listing. On a $650,000 home in Alberta, typical total commissions run to $23,500.

01 The Law

There is no set commission rate in Canada.

Canadian competition law prohibits real estate boards and brokerages from setting fixed commission rates. Every commission is negotiable. What exists in each province is a typical structure that the majority of agents follow, not a legal requirement.

The total commission on a traditional sale is usually split between the listing agent (representing the seller) and the buyer agent (representing the buyer). Sellers pay both sides out of the proceeds of their sale. Understanding this split is the starting point for understanding where your money goes.

02 Provincial Rates

Typical commission structures by province.

Bōde operates in Alberta, BC, and Ontario. The table below shows the typical commission structure in each province and how the total is usually split between listing and buying agents.

Province

Total commission

Listing agent

Buyer agent

Alberta

7% on first $100K + 3% on balance

3.5% on first $100K + 1.5% on balance

3.5% on first $100K + 1.5% on balance

British Columbia

7% on first $100K + 2.5% on balance

3.5% on first $100K + 1.25% on balance

3.5% on first $100K + 1.25% on balance

Ontario

5% of sale price

2.5% of sale price

2.5% of sale price

Using Alberta as an example: on a $650,000 home, the total typical commission is $23,500. That is $7,000 on the first $100,000 (7%) plus $16,500 on the remaining $550,000 (3%). The listing agent and buyer agent each receive half.

03 The Bōde Fee

How Bōde changes the math.

Bōde’s listing fee is 1% of the sale price, capped at $10,000 plus GST, paid only when your property sells. The flat option is $949 plus GST at listing. Both include MLS distribution to REALTOR.ca, Zillow, and 1,000+ partner sites, professional photography, RMS measurements, and access to the full offer and closing process on the platform.

On that same $650,000 Alberta home, a Bōde seller pays $6,500 to list versus $11,750 with a traditional listing agent. Bōde sellers save an average of $8,000 on transactions where the buyer has agent representation. When the buyer is self-represented, the savings are larger. Bōde sellers are 13 times more likely to sell to a self-represented buyer than sellers using traditional agents.

Cost on a $650,000 Alberta home

Amount

Traditional listing agent fee

$11,750

Traditional buyer agent fee

$11,750

Total traditional commission

$23,500

Bōde listing fee (1%)

$6,500 (you set the buyer agent fee separately)

04 The Buyer Side

You set the buyer agent commission.

When you create your listing on Bōde, you choose how much commission to offer to agents representing buyers. You are not required to offer a commission, but most sellers do because it gives them access to the full market, including buyers working with agents and those working without. Bōde gives you three options.

Typical provincial commission

Match the standard buyer-agent rate for your province. This is the default most sellers choose to attract the broadest pool of buyers.

Flat rate

Set a fixed dollar amount to offer buyer agents, such as $2,000 or $5,000. Useful when you want predictability over a percentage.

Custom rate

Set your own percentage structure, for example a different rate on the first $100,000 and on the balance. Full control over the final number.

05 Agents and Listings

Will buyer agents show your Bōde listing?

Bōde listings received almost 3,000 showing requests from agents in the past year. Agents show listings when a reasonable commission is on offer. If you offer a commission consistent with the local market, agents have no reason to avoid your property.

Offering zero commission is an option, but it carries a risk: some agents will steer buyers away from listings that offer nothing. This practice is not ethical, but it occurs. If you choose zero commission and a buyer agent contacts you to negotiate, Bōde’s platform supports that conversation directly. The goal is to attract the largest possible pool of buyers, including both agent-represented and self-represented buyers.

Common Questions

Are real estate commissions fixed in Canada?

No. Canadian competition law prohibits fixed commission rates. Every commission is negotiable. What exists are typical structures that most agents follow in each province, not legally required rates.

Who pays the buyer agent commission?

The seller pays both commissions from the sale proceeds. The total commission is typically split between the listing agent and the buyer agent. When you list on Bōde, you set the buyer-agent commission yourself during the listing process.

What is the typical commission rate in Alberta?

The typical commission in Alberta is 7% on the first $100,000 and 3% on the balance of the sale price. This is usually split 50/50 between the listing agent and buyer agent: 3.5% on the first $100,000 and 1.5% on the balance for each side. On a $650,000 home, that totals $23,500.

How much does Bōde charge to sell my home?

Bōde charges 1% of the sale price, capped at $10,000 plus GST, paid only when your home sells. The flat option is $949 plus GST at listing. Both include MLS distribution, professional photography, and the full offer management platform. You set the buyer-agent commission separately.

Do I have to offer a commission to buyer agents when listing on Bōde?

No. You can offer the provincial typical rate, a flat amount, a custom rate, or zero commission. Most sellers offer some commission to reach the full market of buyers, including those working with agents. If you offer zero, some agents may avoid showing your listing. Bōde’s platform supports buyer-agent negotiations if needed.

How much do Bōde sellers actually save?

Bōde sellers save an average of $8,000 on transactions where the buyer has agent representation. When the buyer is self-represented, savings are larger. Bōde sellers are 13 times more likely to sell to a self-represented buyer than sellers using traditional agents.

Welcome to Bōde

Real Estate’s New State

Bōde is a licensed real estate platform operating in Alberta, BC, and Ontario. The platform handles every stage of the sale: listing on MLS and 1,000+ additional sites, marketing, offers, and closing. Pricing is $949 flat plus GST, or 1% capped at $10,000 plus GST, only when the property sells. The Homeowner Dashboard is free. Bōdie, the AI interface into Bōde AI, tracks ten categories of homeownership value continuously.

Get started at Bōde.ca →

1.3%

Homes listed on Bōde sell for 1.3% more than market average

50%

The average Bōde seller saves almost half of total commissions

3,000+

Transactions completed on Bōde worth more than $2.25B

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